Call reports 2017
FIRST NEIGHBORHOOD BANK, INC. — 2017
What FIRST NEIGHBORHOOD BANK, INC. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 141,581,000 | 138,799,000 | 138,962,000 | 141,420,000 |
| Total loans | 99,394,000 | 99,712,000 | 100,342,000 | 99,733,000 |
| Allowance for loan losses | 1,084,000 | 1,120,000 | 1,157,000 | 846,000 |
| Securities available for sale | 21,940,000 | 21,625,000 | 20,373,000 | 20,084,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,570,000 | 121,506,000 | 121,352,000 | 124,211,000 |
| Interest-bearing deposits | 72,449,000 | 73,995,000 | 74,087,000 | 79,361,000 |
| Noninterest-bearing deposits | 52,121,000 | 47,511,000 | 47,265,000 | 44,850,000 |
| Equity capital | 15,918,000 | 16,075,000 | 16,281,000 | 15,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,300,000 | 2,601,000 | 3,882,000 | 5,167,000 |
| Interest expense | 74,000 | 149,000 | 226,000 | 301,000 |
| Net interest income | 1,226,000 | 2,452,000 | 3,656,000 | 4,866,000 |
| Noninterest income | 151,000 | 305,000 | 449,000 | 608,000 |
| Noninterest expense | 1,092,000 | 2,163,000 | 3,196,000 | 4,272,000 |
| Provision for loan losses | 36,000 | 72,000 | 108,000 | 232,000 |
| Pretax income | 249,000 | 522,000 | 801,000 | 970,000 |
| Income tax | 57,000 | 132,000 | 186,000 | 497,000 |
| Net income | 192,000 | 390,000 | 615,000 | 473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,943,000 | 16,036,000 | 16,261,000 | 16,029,000 |
| Total capital | 17,027,000 | 17,156,000 | 17,375,000 | 16,875,000 |
| Risk-weighted assets | 90,608,000 | 90,314,000 | 89,064,000 | 89,175,000 |