Call reports 2016
FIRST NEIGHBORHOOD BANK, INC. — 2016
What FIRST NEIGHBORHOOD BANK, INC. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 145,299,000 | 142,155,000 | 140,823,000 | 147,910,000 |
| Total loans | 101,266,000 | 100,519,000 | 100,424,000 | 99,877,000 |
| Allowance for loan losses | 1,126,000 | 1,163,000 | 1,204,000 | 1,048,000 |
| Securities available for sale | 23,253,000 | 20,976,000 | 21,784,000 | 21,996,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,544,000 | 125,312,000 | 123,883,000 | 131,095,000 |
| Interest-bearing deposits | 79,682,000 | 74,284,000 | 73,491,000 | 75,041,000 |
| Noninterest-bearing deposits | 48,862,000 | 51,028,000 | 50,392,000 | 56,054,000 |
| Equity capital | 15,569,000 | 15,654,000 | 15,798,000 | 15,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,320,000 | 2,643,000 | 3,955,000 | 5,255,000 |
| Interest expense | 86,000 | 171,000 | 255,000 | 333,000 |
| Net interest income | 1,234,000 | 2,472,000 | 3,700,000 | 4,922,000 |
| Noninterest income | 150,000 | 301,000 | 444,000 | 591,000 |
| Noninterest expense | 1,093,000 | 2,167,000 | 3,285,000 | 4,364,000 |
| Provision for loan losses | 36,000 | 72,000 | 108,000 | 144,000 |
| Pretax income | 255,000 | 534,000 | 751,000 | 1,005,000 |
| Income tax | 54,000 | 128,000 | 178,000 | 243,000 |
| Net income | 201,000 | 406,000 | 573,000 | 762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,451,000 | 15,500,000 | 15,667,000 | 15,751,000 |
| Total capital | 16,577,000 | 16,609,000 | 16,788,000 | 16,799,000 |
| Risk-weighted assets | 90,387,000 | 88,677,000 | 89,643,000 | 91,862,000 |