Call reports 2015
FIRST NEIGHBORHOOD BANK, INC. — 2015
What FIRST NEIGHBORHOOD BANK, INC. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 145,806,000 | 138,605,000 | 141,399,000 | 144,002,000 |
| Total loans | 96,323,000 | 97,772,000 | 97,214,000 | 100,632,000 |
| Allowance for loan losses | 1,039,000 | 1,045,000 | 1,068,000 | 1,101,000 |
| Securities available for sale | 29,341,000 | 25,602,000 | 24,780,000 | 24,349,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,743,000 | 122,488,000 | 125,013,000 | 127,422,000 |
| Interest-bearing deposits | 85,456,000 | 80,285,000 | 81,324,000 | 76,024,000 |
| Noninterest-bearing deposits | 44,287,000 | 42,203,000 | 43,690,000 | 51,398,000 |
| Equity capital | 14,838,000 | 14,849,000 | 15,158,000 | 15,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,328,000 | 2,671,000 | 4,015,000 | 5,346,000 |
| Interest expense | 105,000 | 208,000 | 308,000 | 401,000 |
| Net interest income | 1,223,000 | 2,463,000 | 3,707,000 | 4,945,000 |
| Noninterest income | 169,000 | 336,000 | 502,000 | 774,000 |
| Noninterest expense | 1,022,000 | 2,046,000 | 3,096,000 | 4,265,000 |
| Provision for loan losses | 36,000 | 72,000 | 108,000 | 144,000 |
| Pretax income | 334,000 | 713,000 | 1,037,000 | 1,342,000 |
| Income tax | 79,000 | 185,000 | 268,000 | 301,000 |
| Net income | 255,000 | 528,000 | 769,000 | 1,041,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,675,000 | 14,849,000 | 15,084,000 | 15,249,000 |
| Total capital | 15,714,000 | 15,894,000 | 16,152,000 | 16,350,000 |
| Risk-weighted assets | 84,341,000 | 84,276,000 | 87,327,000 | 88,277,000 |