Call reports 2014
FIRST NEIGHBORHOOD BANK, INC. — 2014
What FIRST NEIGHBORHOOD BANK, INC. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 146,484,000 | 140,214,000 | 143,758,000 | 143,062,000 |
| Total loans | 85,646,000 | 93,325,000 | 92,281,000 | 94,313,000 |
| Allowance for loan losses | 980,000 | 1,007,000 | 986,000 | 1,003,000 |
| Securities available for sale | 36,343,000 | 31,660,000 | 30,733,000 | 29,464,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,574,000 | 124,909,000 | 128,256,000 | 127,203,000 |
| Interest-bearing deposits | 89,138,000 | 85,964,000 | 84,286,000 | 80,781,000 |
| Noninterest-bearing deposits | 42,436,000 | 38,945,000 | 43,970,000 | 46,422,000 |
| Equity capital | 13,637,000 | 14,011,000 | 14,278,000 | 14,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,277,000 | 2,616,000 | 3,954,000 | 5,295,000 |
| Interest expense | 124,000 | 245,000 | 362,000 | 473,000 |
| Net interest income | 1,153,000 | 2,371,000 | 3,592,000 | 4,822,000 |
| Noninterest income | 170,000 | 176,000 | 302,000 | 512,000 |
| Noninterest expense | 1,016,000 | 2,016,000 | 3,039,000 | 4,143,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 90,000 |
| Pretax income | 243,000 | 581,000 | 875,000 | 1,212,000 |
| Income tax | 50,000 | 121,000 | 204,000 | 298,000 |
| Net income | 193,000 | 460,000 | 671,000 | 914,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,846,000 | 14,040,000 | 14,250,000 | 14,420,000 |
| Total capital | 14,826,000 | 15,047,000 | 15,236,000 | 15,423,000 |
| Risk-weighted assets | 83,366,000 | 85,818,000 | 85,106,000 | 85,528,000 |