Call reports 2012
FIRST NEIGHBORHOOD BANK, INC. — 2012
What FIRST NEIGHBORHOOD BANK, INC. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 141,598,000 | 140,646,000 | 141,825,000 | 144,420,000 |
| Total loans | 82,460,000 | 80,246,000 | 79,353,000 | 81,616,000 |
| Allowance for loan losses | 831,000 | 885,000 | 880,000 | 871,000 |
| Securities available for sale | 35,679,000 | 38,529,000 | 35,519,000 | 38,911,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,420,000 | 126,397,000 | 127,442,000 | 129,840,000 |
| Interest-bearing deposits | 98,384,000 | 94,428,000 | 94,308,000 | 93,576,000 |
| Noninterest-bearing deposits | 29,036,000 | 31,969,000 | 33,134,000 | 36,264,000 |
| Equity capital | 12,774,000 | 13,014,000 | 13,185,000 | 13,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,340,000 | 2,665,000 | 3,938,000 | 5,205,000 |
| Interest expense | 233,000 | 440,000 | 631,000 | 815,000 |
| Net interest income | 1,107,000 | 2,225,000 | 3,307,000 | 4,390,000 |
| Noninterest income | 193,000 | 381,000 | 576,000 | 726,000 |
| Noninterest expense | 1,014,000 | 2,017,000 | 3,115,000 | 4,083,000 |
| Provision for loan losses | 55,000 | 130,000 | 175,000 | 180,000 |
| Pretax income | 231,000 | 459,000 | 593,000 | 853,000 |
| Income tax | 63,000 | 94,000 | 122,000 | 164,000 |
| Net income | 168,000 | 365,000 | 471,000 | 689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,682,000 | 12,802,000 | 12,908,000 | 13,051,000 |
| Total capital | 13,513,000 | 13,687,000 | 13,788,000 | 13,922,000 |
| Risk-weighted assets | 80,079,000 | 78,549,000 | 78,388,000 | 80,528,000 |