Call reports 2011
FIRST NEIGHBORHOOD BANK, INC. — 2011
What FIRST NEIGHBORHOOD BANK, INC. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 140,457,000 | 138,269,000 | 140,874,000 | 139,967,000 |
| Total loans | 91,245,000 | 90,760,000 | 87,841,000 | 84,808,000 |
| Allowance for loan losses | 898,000 | 923,000 | 926,000 | 844,000 |
| Securities available for sale | 29,232,000 | 29,863,000 | 30,214,000 | 33,090,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,028,000 | 124,615,000 | 126,858,000 | 125,933,000 |
| Interest-bearing deposits | 100,493,000 | 99,749,000 | 97,719,000 | 98,327,000 |
| Noninterest-bearing deposits | 26,535,000 | 24,866,000 | 29,139,000 | 27,606,000 |
| Equity capital | 12,070,000 | 12,368,000 | 12,625,000 | 12,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,494,000 | 2,951,000 | 4,385,000 | 5,809,000 |
| Interest expense | 337,000 | 649,000 | 933,000 | 1,195,000 |
| Net interest income | 1,157,000 | 2,302,000 | 3,452,000 | 4,614,000 |
| Noninterest income | 164,000 | 342,000 | 488,000 | 667,000 |
| Noninterest expense | 1,085,000 | 2,182,000 | 3,297,000 | 4,342,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 191,000 | 372,000 | 654,000 | 905,000 |
| Income tax | 48,000 | 90,000 | 182,000 | 250,000 |
| Net income | 143,000 | 282,000 | 472,000 | 655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,150,000 | 12,215,000 | 12,405,000 | 12,513,000 |
| Total capital | 13,048,000 | 13,138,000 | 13,331,000 | 13,357,000 |
| Risk-weighted assets | 84,697,000 | 84,294,000 | 82,732,000 | 80,544,000 |