Call reports 2009
FIRST NEIGHBORHOOD BANK, INC. — 2009
What FIRST NEIGHBORHOOD BANK, INC. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 122,305,000 | 118,831,000 | 121,801,000 | 127,288,000 |
| Total loans | 84,324,000 | 87,322,000 | 90,551,000 | 90,874,000 |
| Allowance for loan losses | 812,000 | 850,000 | 882,000 | 824,000 |
| Securities available for sale | 24,348,000 | 17,815,000 | 16,742,000 | 18,505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,113,000 | 106,603,000 | 109,023,000 | 114,502,000 |
| Interest-bearing deposits | 85,728,000 | 84,942,000 | 86,401,000 | 90,612,000 |
| Noninterest-bearing deposits | 23,385,000 | 21,661,000 | 22,622,000 | 23,890,000 |
| Equity capital | 12,026,000 | 10,957,000 | 11,511,000 | 11,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,524,000 | 3,037,000 | 4,532,000 | 6,044,000 |
| Interest expense | 518,000 | 957,000 | 1,376,000 | 1,790,000 |
| Net interest income | 1,006,000 | 2,080,000 | 3,156,000 | 4,254,000 |
| Noninterest income | 192,000 | 427,000 | 646,000 | 819,000 |
| Noninterest expense | 997,000 | 2,055,000 | 3,030,000 | 4,110,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 171,000 | -790,000 | -477,000 | -316,000 |
| Income tax | 22,000 | 1,000 | -55,000 | -91,000 |
| Net income | 149,000 | -791,000 | -422,000 | -225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,839,000 | 10,824,000 | 11,193,000 | 11,316,000 |
| Total capital | 12,651,000 | 11,674,000 | 12,075,000 | 12,140,000 |
| Risk-weighted assets | 80,130,000 | 80,070,000 | 81,756,000 | 82,465,000 |