Call reports 2008

FIRST NEIGHBORHOOD BANK, INC. — 2008

Name: FIRST NEIGHBORHOOD BANK, INC. — FFIEC call report 2008
Creator: FIRST NEIGHBORHOOD BANK, INC.

What FIRST NEIGHBORHOOD BANK, INC. reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/ce90c419-164f-47a2-9612-4404abedcc01/2008

Balance sheet

What the bank holds and owes at quarter end

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Total assets	125,697,000	128,607,000	131,859,000	124,847,000
Total loans	79,682,000	78,492,000	79,158,000	82,133,000
Allowance for loan losses	885,000	899,000	806,000	805,000
Securities available for sale	30,388,000	30,219,000	31,005,000	28,796,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	112,159,000	115,612,000	118,366,000	111,861,000
Interest-bearing deposits	91,446,000	92,013,000	94,037,000	86,837,000
Noninterest-bearing deposits	20,713,000	23,599,000	24,329,000	25,024,000
Equity capital	12,183,000	11,731,000	12,191,000	11,784,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Interest income	1,761,000	3,431,000	5,130,000	6,767,000
Interest expense	812,000	1,570,000	2,281,000	2,911,000
Net interest income	949,000	1,861,000	2,849,000	3,856,000
Noninterest income	212,000	362,000	594,000	827,000
Noninterest expense	1,073,000	2,070,000	3,015,000	4,520,000
Provision for loan losses	30,000	60,000	90,000	100,000
Pretax income	58,000	93,000	338,000	116,000
Income tax	0	11,000	69,000	0
Net income	58,000	82,000	269,000	116,000

Basel measures — not reported for every quarter

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Tier 1 capital	11,950,000	11,900,000	12,087,000	11,690,000
Total capital	12,835,000	12,799,000	12,893,000	12,495,000
Risk-weighted assets	78,979,000	77,355,000	77,987,000	79,012,000