Call reports 2007

FIRST NEIGHBORHOOD BANK, INC. — 2007

Name: FIRST NEIGHBORHOOD BANK, INC. — FFIEC call report 2007
Creator: FIRST NEIGHBORHOOD BANK, INC.

What FIRST NEIGHBORHOOD BANK, INC. reported to the FFIEC in 2007, quarter by quarter.

PERIOD: 2007SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/ce90c419-164f-47a2-9612-4404abedcc01/2007

Balance sheet

What the bank holds and owes at quarter end

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Total assets	119,101,000	122,725,000	119,559,000	124,728,000
Total loans	77,978,000	80,914,000	80,902,000	79,706,000
Allowance for loan losses	801,000	845,000	892,000	934,000
Securities available for sale	25,085,000	22,506,000	26,649,000	27,041,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	106,355,000	110,020,000	106,195,000	111,298,000
Interest-bearing deposits	85,500,000	88,002,000	84,943,000	87,892,000
Noninterest-bearing deposits	20,855,000	22,018,000	21,252,000	23,406,000
Equity capital	11,510,000	11,412,000	11,975,000	12,002,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Interest income	1,688,000	3,514,000	5,381,000	7,204,000
Interest expense	730,000	1,504,000	2,285,000	3,086,000
Net interest income	958,000	2,010,000	3,096,000	4,118,000
Noninterest income	185,000	404,000	740,000	1,027,000
Noninterest expense	1,092,000	2,097,000	3,121,000	4,163,000
Provision for loan losses	45,000	90,000	135,000	180,000
Pretax income	6,000	55,000	408,000	630,000
Income tax	0	0	-12,000	23,000
Net income	6,000	55,000	420,000	607,000

Basel measures — not reported for every quarter

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Tier 1 capital	11,611,000	11,586,000	11,950,000	11,892,000
Total capital	12,412,000	12,431,000	12,842,000	12,826,000
Risk-weighted assets	78,212,000	80,186,000	78,884,000	78,854,000