Call reports 2003
FIRST NEIGHBORHOOD BANK, INC. — 2003
What FIRST NEIGHBORHOOD BANK, INC. reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 115,014,000 | 113,789,000 | 115,012,000 | 113,857,000 |
| Total loans | 81,122,000 | 82,299,000 | 81,449,000 | 82,052,000 |
| Allowance for loan losses | 855,000 | 860,000 | 903,000 | 909,000 |
| Securities available for sale | 9,876,000 | 10,603,000 | 11,078,000 | 10,849,000 |
| Securities held to maturity | 5,869,000 | 7,456,000 | 7,944,000 | 9,414,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,295,000 | 101,718,000 | 102,794,000 | 101,613,000 |
| Interest-bearing deposits | 84,775,000 | 85,387,000 | 85,457,000 | 84,438,000 |
| Noninterest-bearing deposits | 18,520,000 | 16,331,000 | 17,337,000 | 17,175,000 |
| Equity capital | 10,434,000 | 10,714,000 | 10,835,000 | 10,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,618,000 | 3,191,000 | 4,766,000 | 6,304,000 |
| Interest expense | 538,000 | 1,009,000 | 1,467,000 | 1,907,000 |
| Net interest income | 1,080,000 | 2,182,000 | 3,299,000 | 4,397,000 |
| Noninterest income | 112,000 | 234,000 | 356,000 | 581,000 |
| Noninterest expense | 911,000 | 1,784,000 | 2,670,000 | 3,605,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 221,000 | 512,000 | 805,000 | 1,133,000 |
| Income tax | 69,000 | 91,000 | 208,000 | 298,000 |
| Net income | 152,000 | 421,000 | 597,000 | 835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,360,000 | 10,628,000 | 10,804,000 | 10,834,000 |
| Total capital | 11,215,000 | 11,488,000 | 11,707,000 | 11,743,000 |
| Risk-weighted assets | 81,250,000 | 81,463,000 | 81,256,000 | 81,367,000 |