Call reports 2002
FIRST NEIGHBORHOOD BANK, INC. — 2002
What FIRST NEIGHBORHOOD BANK, INC. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 106,518,000 | 106,741,000 | 111,386,000 | 113,219,000 |
| Total loans | 83,444,000 | 86,003,000 | 84,517,000 | 83,698,000 |
| Allowance for loan losses | 842,000 | 861,000 | 784,000 | 829,000 |
| Securities available for sale | 4,535,000 | 5,349,000 | 6,198,000 | 6,957,000 |
| Securities held to maturity | 4,220,000 | 4,830,000 | 5,355,000 | 5,760,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,605,000 | 94,563,000 | 99,387,000 | 101,548,000 |
| Interest-bearing deposits | 80,228,000 | 80,154,000 | 84,092,000 | 85,327,000 |
| Noninterest-bearing deposits | 14,377,000 | 14,409,000 | 15,295,000 | 16,221,000 |
| Equity capital | 10,545,000 | 10,752,000 | 10,620,000 | 10,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,615,000 | 3,281,000 | 5,021,000 | 6,621,000 |
| Interest expense | 712,000 | 1,353,000 | 1,999,000 | 2,622,000 |
| Net interest income | 903,000 | 1,928,000 | 3,022,000 | 3,999,000 |
| Noninterest income | 109,000 | 227,000 | 349,000 | 500,000 |
| Noninterest expense | 852,000 | 1,699,000 | 2,560,000 | 3,376,000 |
| Provision for loan losses | 45,000 | 110,000 | 610,000 | 1,235,000 |
| Pretax income | 115,000 | 346,000 | 201,000 | -45,000 |
| Income tax | 22,000 | 63,000 | -49,000 | -107,000 |
| Net income | 93,000 | 283,000 | 250,000 | 62,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,575,000 | 10,703,000 | 10,526,000 | 10,207,000 |
| Total capital | 11,417,000 | 11,564,000 | 11,310,000 | 11,036,000 |
| Risk-weighted assets | 80,935,000 | 82,222,000 | 82,067,000 | 82,346,000 |