Call reports 2001
FIRST NEIGHBORHOOD BANK, INC. — 2001
What FIRST NEIGHBORHOOD BANK, INC. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 100,216,000 | 101,778,000 | 101,502,000 | 106,354,000 |
| Total loans | 76,487,000 | 79,952,000 | 83,739,000 | 83,533,000 |
| Allowance for loan losses | 736,000 | 776,000 | 819,000 | 806,000 |
| Securities available for sale | 6,697,000 | 5,504,000 | 4,151,000 | 3,821,000 |
| Securities held to maturity | 3,978,000 | 4,222,000 | 4,223,000 | 4,220,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,040,000 | 89,745,000 | 89,431,000 | 94,525,000 |
| Interest-bearing deposits | 75,131,000 | 76,197,000 | 75,841,000 | 78,853,000 |
| Noninterest-bearing deposits | 12,909,000 | 13,548,000 | 13,590,000 | 15,672,000 |
| Equity capital | 10,587,000 | 10,587,000 | 10,688,000 | 10,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,901,000 | 3,759,000 | 5,575,000 | 7,255,000 |
| Interest expense | 926,000 | 1,845,000 | 2,709,000 | 3,511,000 |
| Net interest income | 975,000 | 1,914,000 | 2,866,000 | 3,744,000 |
| Noninterest income | 108,000 | 215,000 | 330,000 | 462,000 |
| Noninterest expense | 827,000 | 1,669,000 | 2,602,000 | 3,509,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 226,000 | 400,000 | 504,000 | 648,000 |
| Income tax | 118,000 | 163,000 | 176,000 | 233,000 |
| Net income | 108,000 | 237,000 | 328,000 | 415,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,537,000 | 10,530,000 | 10,621,000 | 10,481,000 |
| Total capital | 11,273,000 | 11,306,000 | 11,440,000 | 11,287,000 |
| Risk-weighted assets | 91,311,000 | 94,066,000 | 102,709,000 | 78,996,000 |