Call reports 2022
1ST BANK YUMA — 2022
What 1ST BANK YUMA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 573,910,000 | 591,195,000 | 553,701,000 | 555,631,000 |
| Total loans | 266,675,000 | 259,962,000 | 268,495,000 | 286,418,000 |
| Allowance for loan losses | 3,475,000 | 3,471,000 | 3,470,000 | 3,453,000 |
| Securities available for sale | 183,377,000 | 174,755,000 | 185,513,000 | 187,478,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 529,478,000 | 551,423,000 | 516,782,000 | 513,907,000 |
| Interest-bearing deposits | 254,920,000 | 262,688,000 | 259,754,000 | 245,775,000 |
| Noninterest-bearing deposits | 274,558,000 | 288,735,000 | 257,029,000 | 268,131,000 |
| Equity capital | 41,790,000 | 36,647,000 | 33,323,000 | 36,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,478,000 | 9,073,000 | 14,086,000 | 19,552,000 |
| Interest expense | 73,000 | 146,000 | 216,000 | 284,000 |
| Net interest income | 4,405,000 | 8,927,000 | 13,870,000 | 19,268,000 |
| Noninterest income | 848,000 | 1,701,000 | 2,651,000 | 3,637,000 |
| Noninterest expense | 3,117,000 | 6,182,000 | 9,870,000 | 13,342,000 |
| Provision for loan losses | 23,000 | 23,000 | 23,000 | 23,000 |
| Pretax income | 2,113,000 | 4,423,000 | 6,628,000 | 9,540,000 |
| Income tax | 480,000 | 1,009,000 | 1,158,000 | 1,861,000 |
| Net income | 1,633,000 | 3,414,000 | 5,470,000 | 7,679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,815,000 | 48,958,000 | 50,372,000 | 51,938,000 |
| Total capital | 51,345,000 | 52,484,000 | 53,897,000 | 55,446,000 |
| Risk-weighted assets | 312,832,000 | 312,928,000 | 322,427,000 | 342,203,000 |