Call reports 2020
1ST BANK YUMA — 2020
What 1ST BANK YUMA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 399,824,000 | 486,769,000 | 473,889,000 | 499,495,000 |
| Total loans | 256,040,000 | 277,603,000 | 283,324,000 | 287,698,000 |
| Allowance for loan losses | 2,965,000 | 3,044,000 | 3,181,000 | 3,335,000 |
| Securities available for sale | 28,396,000 | 35,286,000 | 38,785,000 | 62,563,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 357,589,000 | 443,289,000 | 428,927,000 | 452,175,000 |
| Interest-bearing deposits | 179,530,000 | 215,156,000 | 212,510,000 | 234,954,000 |
| Noninterest-bearing deposits | 178,059,000 | 228,133,000 | 216,417,000 | 217,221,000 |
| Equity capital | 37,580,000 | 40,287,000 | 41,805,000 | 43,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,375,000 | 8,425,000 | 12,515,000 | 17,044,000 |
| Interest expense | 146,000 | 258,000 | 339,000 | 424,000 |
| Net interest income | 4,229,000 | 8,167,000 | 12,176,000 | 16,620,000 |
| Noninterest income | 772,000 | 1,449,000 | 2,212,000 | 3,004,000 |
| Noninterest expense | 3,057,000 | 6,081,000 | 9,437,000 | 12,488,000 |
| Provision for loan losses | 82,000 | 172,000 | 257,000 | 409,000 |
| Pretax income | 1,862,000 | 3,363,000 | 4,694,000 | 6,727,000 |
| Income tax | 441,000 | 775,000 | 819,000 | 1,292,000 |
| Net income | 1,421,000 | 2,588,000 | 3,875,000 | 5,435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,632,000 | 36,831,000 | 38,148,000 | 39,527,000 |
| Total capital | 38,637,000 | 39,915,000 | 41,374,000 | 42,917,000 |
| Risk-weighted assets | 291,993,000 | 275,588,000 | 282,092,000 | 301,633,000 |