Call reports 2019
1ST BANK YUMA — 2019
What 1ST BANK YUMA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 343,434,000 | 368,022,000 | 355,019,000 | 368,404,000 |
| Total loans | 252,091,000 | 242,762,000 | 242,484,000 | 266,363,000 |
| Allowance for loan losses | 2,385,000 | 2,372,000 | 2,441,000 | 2,981,000 |
| Securities available for sale | 16,123,000 | 17,094,000 | 17,067,000 | 17,882,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,521,000 | 329,184,000 | 314,557,000 | 326,682,000 |
| Interest-bearing deposits | 174,465,000 | 184,710,000 | 169,963,000 | 179,238,000 |
| Noninterest-bearing deposits | 132,056,000 | 144,474,000 | 144,594,000 | 147,443,000 |
| Equity capital | 34,485,000 | 36,080,000 | 37,537,000 | 38,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,067,000 | 8,271,000 | 12,430,000 | 16,653,000 |
| Interest expense | 114,000 | 258,000 | 410,000 | 562,000 |
| Net interest income | 3,953,000 | 8,013,000 | 12,020,000 | 16,091,000 |
| Noninterest income | 675,000 | 1,418,000 | 2,173,000 | 2,984,000 |
| Noninterest expense | 3,002,000 | 5,928,000 | 9,118,000 | 11,919,000 |
| Provision for loan losses | 57,000 | 132,000 | 207,000 | 757,000 |
| Pretax income | 1,605,000 | 3,407,000 | 4,904,000 | 6,435,000 |
| Income tax | 377,000 | 803,000 | 916,000 | 1,287,000 |
| Net income | 1,228,000 | 2,604,000 | 3,988,000 | 5,148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,216,000 | 33,633,000 | 35,054,000 | 36,246,000 |
| Total capital | 34,633,000 | 36,037,000 | 37,527,000 | 39,259,000 |
| Risk-weighted assets | 278,241,000 | 271,184,000 | 274,304,000 | 296,236,000 |