Call reports 2016
1ST BANK YUMA — 2016
What 1ST BANK YUMA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 293,912,000 | 293,569,000 | 276,083,000 | 285,911,000 |
| Total loans | 202,247,000 | 198,034,000 | 203,801,000 | 218,402,000 |
| Allowance for loan losses | 1,950,000 | 2,007,000 | 2,058,000 | 1,963,000 |
| Securities available for sale | 24,792,000 | 26,104,000 | 25,286,000 | 23,782,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,827,000 | 261,556,000 | 243,193,000 | 248,350,000 |
| Interest-bearing deposits | 159,939,000 | 154,770,000 | 146,813,000 | 146,339,000 |
| Noninterest-bearing deposits | 106,888,000 | 106,786,000 | 96,380,000 | 102,011,000 |
| Equity capital | 25,693,000 | 30,385,000 | 31,134,000 | 31,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,052,000 | 6,079,000 | 9,103,000 | 12,286,000 |
| Interest expense | 117,000 | 224,000 | 320,000 | 413,000 |
| Net interest income | 2,935,000 | 5,855,000 | 8,783,000 | 11,873,000 |
| Noninterest income | 453,000 | 939,000 | 1,418,000 | 1,968,000 |
| Noninterest expense | 2,346,000 | 4,749,000 | 7,253,000 | 9,674,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 200,000 |
| Pretax income | 982,000 | 2,008,000 | 2,851,000 | 4,050,000 |
| Income tax | 327,000 | 671,000 | 818,000 | 1,243,000 |
| Net income | 655,000 | 1,337,000 | 2,033,000 | 2,807,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,606,000 | 27,319,000 | 28,053,000 | 28,864,000 |
| Total capital | 24,570,000 | 29,341,000 | 30,125,000 | 30,842,000 |
| Risk-weighted assets | 227,728,000 | 226,197,000 | 228,957,000 | 244,837,000 |