Call reports 2015
1ST BANK YUMA — 2015
What 1ST BANK YUMA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 226,580,000 | 224,733,000 | 250,467,000 | 262,105,000 |
| Total loans | 159,403,000 | 163,664,000 | 196,973,000 | 208,505,000 |
| Allowance for loan losses | 1,657,000 | 1,655,000 | 1,782,000 | 1,857,000 |
| Securities available for sale | 31,866,000 | 31,257,000 | 25,227,000 | 24,849,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,791,000 | 199,629,000 | 224,677,000 | 235,745,000 |
| Interest-bearing deposits | 128,506,000 | 129,235,000 | 140,075,000 | 147,459,000 |
| Noninterest-bearing deposits | 73,285,000 | 70,394,000 | 84,602,000 | 88,286,000 |
| Equity capital | 23,568,000 | 23,860,000 | 24,457,000 | 24,936,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,382,000 | 4,900,000 | 7,589,000 | 10,614,000 |
| Interest expense | 115,000 | 225,000 | 336,000 | 458,000 |
| Net interest income | 2,267,000 | 4,675,000 | 7,253,000 | 10,156,000 |
| Noninterest income | 369,000 | 770,000 | 1,211,000 | 1,681,000 |
| Noninterest expense | 2,007,000 | 4,027,000 | 6,406,000 | 8,866,000 |
| Provision for loan losses | 35,000 | 88,000 | 232,000 | 421,000 |
| Pretax income | 603,000 | 1,339,000 | 1,881,000 | 2,567,000 |
| Income tax | 175,000 | 399,000 | 439,000 | 646,000 |
| Net income | 428,000 | 940,000 | 1,442,000 | 1,921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,704,000 | 22,217,000 | 21,294,000 | 22,015,000 |
| Total capital | 23,383,000 | 23,886,000 | 23,090,000 | 23,886,000 |
| Risk-weighted assets | 177,293,000 | 176,668,000 | 224,839,000 | 234,146,000 |