Call reports 2014
1ST BANK YUMA — 2014
What 1ST BANK YUMA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 223,287,000 | 215,684,000 | 212,860,000 | 214,295,000 |
| Total loans | 141,340,000 | 139,625,000 | 147,898,000 | 156,748,000 |
| Allowance for loan losses | 1,437,000 | 1,397,000 | 1,550,000 | 1,622,000 |
| Securities available for sale | 40,158,000 | 36,834,000 | 36,518,000 | 34,686,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,077,000 | 192,715,000 | 189,337,000 | 188,524,000 |
| Interest-bearing deposits | 129,218,000 | 128,000,000 | 128,541,000 | 123,399,000 |
| Noninterest-bearing deposits | 71,859,000 | 64,715,000 | 60,796,000 | 65,125,000 |
| Equity capital | 21,409,000 | 22,095,000 | 22,411,000 | 22,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,355,000 | 4,719,000 | 7,115,000 | 9,510,000 |
| Interest expense | 127,000 | 255,000 | 385,000 | 500,000 |
| Net interest income | 2,228,000 | 4,464,000 | 6,730,000 | 9,010,000 |
| Noninterest income | 374,000 | 747,000 | 1,111,000 | 1,513,000 |
| Noninterest expense | 1,953,000 | 3,942,000 | 6,104,000 | 7,974,000 |
| Provision for loan losses | 5,000 | 50,000 | 216,000 | 350,000 |
| Pretax income | 617,000 | 1,198,000 | 1,476,000 | 2,168,000 |
| Income tax | 188,000 | 363,000 | 373,000 | 599,000 |
| Net income | 429,000 | 835,000 | 1,103,000 | 1,569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,842,000 | 20,249,000 | 20,520,000 | 20,988,000 |
| Total capital | 21,291,000 | 21,657,000 | 22,082,000 | 22,622,000 |
| Risk-weighted assets | 155,367,000 | 152,138,000 | 156,743,000 | 167,033,000 |