Call reports 2013
1ST BANK YUMA — 2013
What 1ST BANK YUMA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 201,996,000 | 191,304,000 | 190,048,000 | 198,938,000 |
| Total loans | 118,930,000 | 119,250,000 | 128,287,000 | 138,997,000 |
| Allowance for loan losses | 1,647,000 | 1,495,000 | 1,492,000 | 1,429,000 |
| Securities available for sale | 50,104,000 | 48,371,000 | 44,230,000 | 41,090,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,426,000 | 170,335,000 | 164,899,000 | 176,172,000 |
| Interest-bearing deposits | 119,428,000 | 117,285,000 | 113,787,000 | 121,683,000 |
| Noninterest-bearing deposits | 60,998,000 | 53,051,000 | 51,111,000 | 54,490,000 |
| Equity capital | 20,932,000 | 20,307,000 | 20,573,000 | 21,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,158,000 | 4,252,000 | 6,339,000 | 8,676,000 |
| Interest expense | 142,000 | 282,000 | 419,000 | 555,000 |
| Net interest income | 2,016,000 | 3,970,000 | 5,920,000 | 8,121,000 |
| Noninterest income | 412,000 | 794,000 | 1,130,000 | 1,733,000 |
| Noninterest expense | 1,754,000 | 3,549,000 | 5,396,000 | 7,435,000 |
| Provision for loan losses | 28,000 | 28,000 | 28,000 | 28,000 |
| Pretax income | 634,000 | 1,175,000 | 1,692,000 | 2,504,000 |
| Income tax | 187,000 | 340,000 | 489,000 | 656,000 |
| Net income | 447,000 | 835,000 | 1,203,000 | 1,848,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,531,000 | 18,922,000 | 19,291,000 | 19,825,000 |
| Total capital | 20,186,000 | 20,426,000 | 20,791,000 | 21,265,000 |
| Risk-weighted assets | 133,863,000 | 132,940,000 | 143,203,000 | 150,129,000 |