Call reports 2012
1ST BANK YUMA — 2012
What 1ST BANK YUMA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 191,439,000 | 199,158,000 | 210,036,000 | 196,728,000 |
| Total loans | 108,101,000 | 112,119,000 | 118,123,000 | 122,502,000 |
| Allowance for loan losses | 1,614,000 | 1,612,000 | 1,603,000 | 1,624,000 |
| Securities available for sale | 40,687,000 | 54,962,000 | 57,775,000 | 53,158,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,611,000 | 178,952,000 | 188,919,000 | 169,694,000 |
| Interest-bearing deposits | 115,450,000 | 116,507,000 | 115,091,000 | 112,371,000 |
| Noninterest-bearing deposits | 56,161,000 | 62,445,000 | 73,828,000 | 57,323,000 |
| Equity capital | 19,191,000 | 19,780,000 | 20,596,000 | 20,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,975,000 | 4,006,000 | 6,151,000 | 8,384,000 |
| Interest expense | 149,000 | 306,000 | 461,000 | 611,000 |
| Net interest income | 1,826,000 | 3,700,000 | 5,690,000 | 7,773,000 |
| Noninterest income | 224,000 | 499,000 | 790,000 | 1,131,000 |
| Noninterest expense | 1,722,000 | 3,401,000 | 5,095,000 | 6,869,000 |
| Provision for loan losses | 0 | 4,000 | 5,000 | 34,000 |
| Pretax income | 425,000 | 942,000 | 1,633,000 | 2,353,000 |
| Income tax | 123,000 | 275,000 | 490,000 | 713,000 |
| Net income | 302,000 | 667,000 | 1,143,000 | 1,640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,026,000 | 17,420,000 | 17,926,000 | 18,082,000 |
| Total capital | 18,597,000 | 19,027,000 | 19,539,000 | 19,714,000 |
| Risk-weighted assets | 125,660,000 | 128,514,000 | 136,369,000 | 137,081,000 |