Call reports 2011
1ST BANK YUMA — 2011
What 1ST BANK YUMA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 138,361,000 | 138,401,000 | 138,996,000 | 143,876,000 |
| Total loans | 95,314,000 | 97,236,000 | 101,667,000 | 106,438,000 |
| Allowance for loan losses | 1,521,000 | 1,565,000 | 1,641,000 | 1,614,000 |
| Securities available for sale | 22,178,000 | 27,039,000 | 24,644,000 | 25,376,000 |
| Securities held to maturity | 1,239,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,241,000 | 121,021,000 | 119,481,000 | 123,994,000 |
| Interest-bearing deposits | 87,694,000 | 84,971,000 | 86,812,000 | 88,614,000 |
| Noninterest-bearing deposits | 35,547,000 | 36,050,000 | 32,669,000 | 35,380,000 |
| Equity capital | 14,830,000 | 17,023,000 | 19,070,000 | 19,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,804,000 | 3,662,000 | 5,495,000 | 7,382,000 |
| Interest expense | 181,000 | 352,000 | 512,000 | 660,000 |
| Net interest income | 1,623,000 | 3,310,000 | 4,983,000 | 6,722,000 |
| Noninterest income | 223,000 | 435,000 | 669,000 | 910,000 |
| Noninterest expense | 1,343,000 | 2,791,000 | 4,226,000 | 5,591,000 |
| Provision for loan losses | 120,000 | 236,000 | 308,000 | 311,000 |
| Pretax income | 319,000 | 753,000 | 1,352,000 | 1,909,000 |
| Income tax | 90,000 | 221,000 | 421,000 | 599,000 |
| Net income | 229,000 | 532,000 | 931,000 | 1,310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,240,000 | 15,283,000 | 17,511,000 | 17,901,000 |
| Total capital | 14,633,000 | 16,636,000 | 18,903,000 | 19,368,000 |
| Risk-weighted assets | 110,526,000 | 108,027,000 | 111,122,000 | 117,222,000 |