Call reports 2007
1ST BANK YUMA — 2007
What 1ST BANK YUMA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 117,427,000 | 113,767,000 | 115,841,000 | 116,272,000 |
| Total loans | 75,358,000 | 76,984,000 | 79,405,000 | 81,303,000 |
| Allowance for loan losses | 927,000 | 909,000 | 912,000 | 903,000 |
| Securities available for sale | 29,170,000 | 27,628,000 | 29,268,000 | 26,063,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,765,000 | 101,978,000 | 97,435,000 | 98,559,000 |
| Interest-bearing deposits | 75,058,000 | 74,047,000 | 72,308,000 | 71,454,000 |
| Noninterest-bearing deposits | 30,706,000 | 27,931,000 | 25,128,000 | 27,105,000 |
| Equity capital | 11,088,000 | 11,093,000 | 11,490,000 | 11,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,032,000 | 4,070,000 | 6,139,000 | 8,213,000 |
| Interest expense | 649,000 | 1,331,000 | 2,037,000 | 2,757,000 |
| Net interest income | 1,383,000 | 2,739,000 | 4,102,000 | 5,456,000 |
| Noninterest income | 131,000 | 295,000 | 433,000 | 596,000 |
| Noninterest expense | 1,145,000 | 2,365,000 | 3,559,000 | 4,780,000 |
| Provision for loan losses | 96,000 | 107,000 | 111,000 | 111,000 |
| Pretax income | 273,000 | 556,000 | 859,000 | 1,155,000 |
| Income tax | 79,000 | 164,000 | 256,000 | 341,000 |
| Net income | 194,000 | 392,000 | 603,000 | 814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,446,000 | 9,736,000 | 9,983,000 | 10,231,000 |
| Total capital | 10,381,000 | 10,653,000 | 10,903,000 | 11,142,000 |
| Risk-weighted assets | 81,158,000 | 83,336,000 | 86,915,000 | 87,319,000 |