Call reports 2006
1ST BANK YUMA — 2006
What 1ST BANK YUMA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 118,045,000 | 117,020,000 | 116,224,000 | 119,564,000 |
| Total loans | 67,465,000 | 65,092,000 | 65,466,000 | 73,311,000 |
| Allowance for loan losses | 770,000 | 766,000 | 766,000 | 831,000 |
| Securities available for sale | 33,123,000 | 39,687,000 | 38,578,000 | 30,640,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,069,000 | 106,553,000 | 105,149,000 | 105,875,000 |
| Interest-bearing deposits | 79,803,000 | 79,741,000 | 79,814,000 | 77,803,000 |
| Noninterest-bearing deposits | 28,265,000 | 26,812,000 | 25,335,000 | 28,072,000 |
| Equity capital | 9,418,000 | 9,733,000 | 10,296,000 | 10,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,858,000 | 3,824,000 | 5,785,000 | 7,793,000 |
| Interest expense | 578,000 | 1,174,000 | 1,810,000 | 2,492,000 |
| Net interest income | 1,280,000 | 2,650,000 | 3,975,000 | 5,301,000 |
| Noninterest income | 89,000 | 219,000 | 357,000 | 502,000 |
| Noninterest expense | 1,114,000 | 2,251,000 | 3,511,000 | 4,707,000 |
| Provision for loan losses | 0 | 0 | 0 | 65,000 |
| Pretax income | 255,000 | 618,000 | 821,000 | 1,031,000 |
| Income tax | 88,000 | 201,000 | 249,000 | 257,000 |
| Net income | 167,000 | 417,000 | 572,000 | 774,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,710,000 | 8,453,000 | 8,690,000 | 9,219,000 |
| Total capital | 8,488,000 | 9,227,000 | 9,465,000 | 10,058,000 |
| Risk-weighted assets | 81,664,000 | 71,963,000 | 73,017,000 | 79,515,000 |