Call reports 2005
1ST BANK YUMA — 2005
What 1ST BANK YUMA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 68,128,000 | 69,962,000 | 73,058,000 | 111,376,000 |
| Total loans | 62,950,000 | 56,634,000 | 61,695,000 | 66,088,000 |
| Allowance for loan losses | 653,000 | 682,000 | 731,000 | 772,000 |
| Securities available for sale | 1,964,000 | 1,983,000 | 1,974,000 | 4,966,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,575,000 | 61,022,000 | 63,643,000 | 101,529,000 |
| Interest-bearing deposits | 41,214,000 | 43,832,000 | 44,814,000 | 74,639,000 |
| Noninterest-bearing deposits | 17,360,000 | 17,190,000 | 18,829,000 | 26,890,000 |
| Equity capital | 8,063,000 | 8,502,000 | 8,813,000 | 9,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,108,000 | 2,303,000 | 3,582,000 | 5,169,000 |
| Interest expense | 169,000 | 342,000 | 589,000 | 968,000 |
| Net interest income | 939,000 | 1,961,000 | 2,993,000 | 4,201,000 |
| Noninterest income | 32,000 | 61,000 | 94,000 | 174,000 |
| Noninterest expense | 634,000 | 1,350,000 | 2,050,000 | 3,120,000 |
| Provision for loan losses | 48,000 | 78,000 | 123,000 | 167,000 |
| Pretax income | 289,000 | 594,000 | 914,000 | 1,088,000 |
| Income tax | 0 | 0 | 70,000 | 130,000 |
| Net income | 289,000 | 594,000 | 844,000 | 958,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,073,000 | 8,495,000 | 8,818,000 | 7,404,000 |
| Total capital | 8,732,000 | 9,185,000 | 9,557,000 | 8,184,000 |
| Risk-weighted assets | 65,517,000 | 60,892,000 | 65,966,000 | 79,169,000 |