Call reports 2004
1ST BANK YUMA — 2004
What 1ST BANK YUMA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 53,990,000 | 57,800,000 | 60,836,000 | 63,400,000 |
| Total loans | 46,966,000 | 51,931,000 | 55,328,000 | 55,132,000 |
| Allowance for loan losses | 580,000 | 610,000 | 605,000 | 605,000 |
| Securities available for sale | 2,500,000 | 1,993,000 | 2,803,000 | 1,998,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,047,000 | 50,627,000 | 52,902,000 | 55,494,000 |
| Interest-bearing deposits | 34,602,000 | 35,837,000 | 40,153,000 | 39,791,000 |
| Noninterest-bearing deposits | 12,445,000 | 14,791,000 | 12,749,000 | 15,703,000 |
| Equity capital | 6,799,000 | 7,002,000 | 7,350,000 | 7,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 795,000 | 1,616,000 | 2,535,000 | 3,525,000 |
| Interest expense | 134,000 | 267,000 | 415,000 | 574,000 |
| Net interest income | 661,000 | 1,349,000 | 2,120,000 | 2,951,000 |
| Noninterest income | 56,000 | 102,000 | 136,000 | 175,000 |
| Noninterest expense | 537,000 | 1,087,000 | 1,713,000 | 2,412,000 |
| Provision for loan losses | 39,000 | 77,000 | 77,000 | 77,000 |
| Pretax income | 141,000 | 287,000 | 466,000 | 637,000 |
| Income tax | -25,000 | -50,000 | -75,000 | -100,000 |
| Net income | 166,000 | 337,000 | 541,000 | 737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,799,000 | 6,975,000 | 7,316,000 | 7,618,000 |
| Total capital | 7,379,000 | 7,585,000 | 7,921,000 | 8,223,000 |
| Risk-weighted assets | 49,690,000 | 54,322,000 | 57,892,000 | 58,399,000 |