Call reports 2003
1ST BANK YUMA — 2003
What 1ST BANK YUMA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 43,268,000 | 47,301,000 | 51,301,000 | 53,164,000 |
| Total loans | 36,583,000 | 41,719,000 | 42,387,000 | 45,028,000 |
| Allowance for loan losses | 323,000 | 380,000 | 505,000 | 544,000 |
| Securities available for sale | 2,014,000 | 2,012,000 | 3,510,000 | 3,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,067,000 | 41,002,000 | 44,887,000 | 46,463,000 |
| Interest-bearing deposits | 27,734,000 | 30,701,000 | 34,201,000 | 33,055,000 |
| Noninterest-bearing deposits | 9,333,000 | 10,301,000 | 10,686,000 | 13,408,000 |
| Equity capital | 6,133,000 | 6,212,000 | 6,324,000 | 6,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 562,000 | 1,215,000 | 1,955,000 | 2,692,000 |
| Interest expense | 135,000 | 283,000 | 427,000 | 562,000 |
| Net interest income | 427,000 | 932,000 | 1,528,000 | 2,130,000 |
| Noninterest income | 20,000 | 48,000 | 110,000 | 166,000 |
| Noninterest expense | 388,000 | 817,000 | 1,257,000 | 1,781,000 |
| Provision for loan losses | 54,000 | 111,000 | 240,000 | 279,000 |
| Pretax income | 5,000 | 52,000 | 141,000 | 236,000 |
| Income tax | 0 | 0 | 0 | -100,000 |
| Net income | 5,000 | 52,000 | 141,000 | 336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,119,000 | 6,200,000 | 6,313,000 | 6,512,000 |
| Total capital | 6,442,000 | 6,580,000 | 6,823,000 | 7,061,000 |
| Risk-weighted assets | 39,032,000 | 43,948,000 | 45,286,000 | 47,888,000 |