Call reports 2025
ALTOS BANK — 2025
What ALTOS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 28,563,000 | 40,794,000 | 42,383,000 | 53,609,000 |
| Total loans | 0 | 7,382,000 | 10,266,000 | 16,637,000 |
| Allowance for loan losses | 0 | 93,000 | 134,000 | 229,000 |
| Securities available for sale | 0 | 0 | 1,931,000 | 1,873,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,073,000 | 17,354,000 | 19,934,000 | 32,354,000 |
| Interest-bearing deposits | 1,300,000 | 7,712,000 | 9,866,000 | 19,571,000 |
| Noninterest-bearing deposits | 2,773,000 | 9,642,000 | 10,068,000 | 12,783,000 |
| Equity capital | 22,982,000 | 21,970,000 | 21,070,000 | 19,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 274,000 | 627,000 | 1,096,000 | 1,599,000 |
| Interest expense | 2,000 | 34,000 | 104,000 | 204,000 |
| Net interest income | 272,000 | 593,000 | 992,000 | 1,395,000 |
| Noninterest income | 0 | 1,000 | 0 | 0 |
| Noninterest expense | 1,288,000 | 2,593,000 | 3,912,000 | 5,569,000 |
| Provision for loan losses | 0 | 93,000 | 134,000 | 229,000 |
| Pretax income | -1,016,000 | -2,092,000 | -3,054,000 | -4,403,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | -1,016,000 | -2,092,000 | -3,055,000 | -4,404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,983,000 | 21,970,000 | 21,069,000 | 19,792,000 |