Call reports 2016
FARMERS BANK — 2016
What FARMERS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 42,614,000 | 41,797,000 | 41,182,000 | 42,199,000 |
| Total loans | 10,251,000 | 9,679,000 | 9,732,000 | 10,110,000 |
| Allowance for loan losses | 198,000 | 199,000 | 199,000 | 199,000 |
| Securities available for sale | 16,034,000 | 14,418,000 | 12,755,000 | 13,447,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,457,000 | 37,382,000 | 36,676,000 | 37,608,000 |
| Interest-bearing deposits | 29,899,000 | 28,852,000 | 27,764,000 | 28,996,000 |
| Noninterest-bearing deposits | 8,558,000 | 8,530,000 | 8,912,000 | 8,612,000 |
| Equity capital | 4,095,000 | 4,346,000 | 4,425,000 | 4,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 276,000 | 530,000 | 759,000 | 991,000 |
| Interest expense | 32,000 | 65,000 | 97,000 | 129,000 |
| Net interest income | 244,000 | 465,000 | 662,000 | 862,000 |
| Noninterest income | 25,000 | 45,000 | 67,000 | 105,000 |
| Noninterest expense | 271,000 | 541,000 | 834,000 | 1,107,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,000 | -24,000 | -73,000 | -66,000 |
| Income tax | -1,000 | -1,000 | 0 | 23,000 |
| Net income | 2,000 | -23,000 | -73,000 | -89,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,771,000 | 4,745,000 | 4,697,000 | 4,680,000 |
| Total capital | 4,969,000 | 4,944,000 | 4,896,000 | 4,879,000 |
| Risk-weighted assets | 20,013,000 | 17,926,000 | 17,528,000 | 19,249,000 |