Call reports 2015
FARMERS BANK — 2015
What FARMERS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 43,499,000 | 43,091,000 | 41,683,000 | 42,560,000 |
| Total loans | 10,412,000 | 10,591,000 | 10,283,000 | 10,333,000 |
| Allowance for loan losses | 200,000 | 198,000 | 198,000 | 198,000 |
| Securities available for sale | 14,764,000 | 18,661,000 | 18,294,000 | 15,456,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,631,000 | 38,396,000 | 37,197,000 | 38,425,000 |
| Interest-bearing deposits | 30,714,000 | 29,360,000 | 28,425,000 | 29,741,000 |
| Noninterest-bearing deposits | 7,917,000 | 9,036,000 | 8,772,000 | 8,684,000 |
| Equity capital | 4,809,000 | 4,623,000 | 4,403,000 | 4,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 250,000 | 524,000 | 829,000 | 1,110,000 |
| Interest expense | 32,000 | 66,000 | 98,000 | 132,000 |
| Net interest income | 218,000 | 458,000 | 731,000 | 978,000 |
| Noninterest income | 30,000 | 55,000 | 77,000 | 99,000 |
| Noninterest expense | 282,000 | 623,000 | 860,000 | 1,134,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 57,000 | -18,000 | -81,000 | -62,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 55,000 | -20,000 | -83,000 | -64,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,887,000 | 4,813,000 | 4,750,000 | 4,769,000 |
| Total capital | 5,087,000 | 5,011,000 | 4,948,000 | 4,967,000 |
| Risk-weighted assets | 20,690,000 | 24,257,000 | 23,637,000 | 20,558,000 |