Call reports 2014
FARMERS BANK — 2014
What FARMERS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 41,138,000 | 42,719,000 | 41,503,000 | 43,083,000 |
| Total loans | 11,552,000 | 10,733,000 | 10,453,000 | 10,535,000 |
| Allowance for loan losses | 211,000 | 207,000 | 208,000 | 210,000 |
| Securities available for sale | 17,288,000 | 13,501,000 | 19,431,000 | 17,739,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,549,000 | 37,949,000 | 36,786,000 | 38,313,000 |
| Interest-bearing deposits | 29,242,000 | 30,126,000 | 28,860,000 | 30,110,000 |
| Noninterest-bearing deposits | 7,307,000 | 7,823,000 | 7,926,000 | 8,203,000 |
| Equity capital | 4,538,000 | 4,707,000 | 4,647,000 | 4,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 301,000 | 559,000 | 816,000 | 1,114,000 |
| Interest expense | 37,000 | 72,000 | 105,000 | 138,000 |
| Net interest income | 264,000 | 487,000 | 711,000 | 976,000 |
| Noninterest income | 38,000 | 68,000 | 102,000 | 148,000 |
| Noninterest expense | 275,000 | 545,000 | 820,000 | 1,082,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 35,000 | 55,000 | 37,000 | 131,000 |
| Income tax | 0 | -3,000 | -3,000 | -3,000 |
| Net income | 35,000 | 58,000 | 40,000 | 134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,777,000 | 4,801,000 | 4,783,000 | 4,832,000 |
| Total capital | 4,988,000 | 5,008,000 | 4,991,000 | 5,042,000 |
| Risk-weighted assets | 22,239,000 | 17,915,000 | 23,071,000 | 22,142,000 |