Call reports 2013
FARMERS BANK — 2013
What FARMERS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 41,971,000 | 41,420,000 | 39,515,000 | 40,716,000 |
| Total loans | 11,097,000 | 11,515,000 | 11,658,000 | 11,983,000 |
| Allowance for loan losses | 212,000 | 212,000 | 212,000 | 212,000 |
| Securities available for sale | 15,121,000 | 16,812,000 | 18,248,000 | 18,053,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,226,000 | 36,954,000 | 35,320,000 | 36,326,000 |
| Interest-bearing deposits | 29,030,000 | 28,608,000 | 27,642,000 | 28,533,000 |
| Noninterest-bearing deposits | 8,196,000 | 8,346,000 | 7,678,000 | 7,793,000 |
| Equity capital | 4,697,000 | 4,396,000 | 4,130,000 | 4,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 263,000 | 513,000 | 841,000 | 1,172,000 |
| Interest expense | 46,000 | 92,000 | 136,000 | 176,000 |
| Net interest income | 217,000 | 421,000 | 705,000 | 996,000 |
| Noninterest income | 45,000 | 3,000 | 29,000 | 61,000 |
| Noninterest expense | 308,000 | 563,000 | 849,000 | 1,101,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -10,000 | -43,000 | -20,000 | 51,000 |
| Income tax | 13,000 | 13,000 | 1,000 | 1,000 |
| Net income | -23,000 | -56,000 | -21,000 | 50,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,770,000 | 4,738,000 | 4,741,000 | 4,743,000 |
| Total capital | 4,982,000 | 4,950,000 | 4,953,000 | 4,955,000 |
| Risk-weighted assets | 21,743,000 | 22,786,000 | 24,573,000 | 24,162,000 |