Call reports 2012
FARMERS BANK — 2012
What FARMERS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 43,983,000 | 42,889,000 | 41,751,000 | 41,791,000 |
| Total loans | 13,012,000 | 13,508,000 | 13,201,000 | 11,769,000 |
| Allowance for loan losses | 137,000 | 137,000 | 206,000 | 212,000 |
| Securities available for sale | 15,548,000 | 12,641,000 | 11,616,000 | 11,631,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,141,000 | 37,864,000 | 36,785,000 | 36,976,000 |
| Interest-bearing deposits | 30,162,000 | 29,622,000 | 26,811,000 | 27,866,000 |
| Noninterest-bearing deposits | 8,979,000 | 8,242,000 | 9,974,000 | 9,110,000 |
| Equity capital | 4,776,000 | 4,955,000 | 4,910,000 | 4,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 325,000 | 652,000 | 927,000 | 1,169,000 |
| Interest expense | 70,000 | 131,000 | 184,000 | 234,000 |
| Net interest income | 255,000 | 521,000 | 743,000 | 935,000 |
| Noninterest income | 58,000 | 95,000 | 141,000 | 190,000 |
| Noninterest expense | 303,000 | 599,000 | 1,089,000 | 1,437,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 100,000 |
| Pretax income | 136,000 | 319,000 | 232,000 | 150,000 |
| Income tax | 0 | 0 | -112,000 | -65,000 |
| Net income | 136,000 | 319,000 | 344,000 | 215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,715,000 | 4,892,000 | 4,923,000 | 4,794,000 |
| Total capital | 4,852,000 | 5,029,000 | 5,129,000 | 5,006,000 |
| Risk-weighted assets | 20,781,000 | 21,997,000 | 19,358,000 | 19,984,000 |