Call reports 2010
FARMERS BANK — 2010
What FARMERS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 32,832,000 | 35,404,000 | 35,741,000 | 40,305,000 |
| Total loans | 11,112,000 | 10,943,000 | 11,079,000 | 10,260,000 |
| Allowance for loan losses | 136,000 | 136,000 | 136,000 | 138,000 |
| Securities available for sale | 11,128,000 | 13,514,000 | 12,163,000 | 13,299,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,817,000 | 30,449,000 | 30,737,000 | 35,565,000 |
| Interest-bearing deposits | 21,613,000 | 24,305,000 | 24,231,000 | 29,005,000 |
| Noninterest-bearing deposits | 6,204,000 | 6,144,000 | 6,506,000 | 6,560,000 |
| Equity capital | 4,929,000 | 4,895,000 | 4,954,000 | 4,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 298,000 | 602,000 | 922,000 | 1,237,000 |
| Interest expense | 52,000 | 112,000 | 178,000 | 260,000 |
| Net interest income | 246,000 | 490,000 | 744,000 | 977,000 |
| Noninterest income | 64,000 | 120,000 | 178,000 | 228,000 |
| Noninterest expense | 328,000 | 648,000 | 989,000 | 1,305,000 |
| Provision for loan losses | 4,000 | 5,000 | 4,000 | 10,000 |
| Pretax income | -22,000 | -44,000 | 4,000 | -35,000 |
| Income tax | 0 | 0 | 0 | -7,000 |
| Net income | -22,000 | -44,000 | 4,000 | -28,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,877,000 | 4,856,000 | 4,904,000 | 4,662,000 |
| Total capital | 5,013,000 | 4,992,000 | 5,040,000 | 4,800,000 |
| Risk-weighted assets | 15,244,000 | 16,174,000 | 17,184,000 | 17,502,000 |