Call reports 2009
FARMERS BANK — 2009
What FARMERS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 33,404,000 | 33,783,000 | 30,926,000 | 31,739,000 |
| Total loans | 11,824,000 | 11,288,000 | 10,874,000 | 10,266,000 |
| Allowance for loan losses | 351,000 | 351,000 | 130,000 | 131,000 |
| Securities available for sale | 4,585,000 | 4,043,000 | 6,558,000 | 11,936,000 |
| Securities held to maturity | 10,048,000 | 9,549,000 | 8,548,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,337,000 | 28,691,000 | 26,006,000 | 26,752,000 |
| Interest-bearing deposits | 22,977,000 | 23,121,000 | 20,548,000 | 20,428,000 |
| Noninterest-bearing deposits | 5,360,000 | 5,570,000 | 5,458,000 | 6,324,000 |
| Equity capital | 5,014,000 | 5,001,000 | 4,869,000 | 4,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 395,000 | 761,000 | 1,113,000 | 1,428,000 |
| Interest expense | 85,000 | 158,000 | 221,000 | 275,000 |
| Net interest income | 310,000 | 603,000 | 892,000 | 1,153,000 |
| Noninterest income | 70,000 | 137,000 | 208,000 | 271,000 |
| Noninterest expense | 314,000 | 659,000 | 985,000 | 1,421,000 |
| Provision for loan losses | 1,000 | 3,000 | 203,000 | 204,000 |
| Pretax income | 65,000 | 78,000 | -83,000 | -107,000 |
| Income tax | 22,000 | 21,000 | 0 | -47,000 |
| Net income | 43,000 | 57,000 | -83,000 | -60,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,003,000 | 5,017,000 | 4,877,000 | 4,899,000 |
| Total capital | 5,202,000 | 5,213,000 | 5,007,000 | 5,030,000 |
| Risk-weighted assets | 15,781,000 | 15,514,000 | 14,616,000 | 14,853,000 |