Call reports 2007
FARMERS BANK — 2007
What FARMERS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 36,723,000 | 38,207,000 | 34,501,000 | 38,589,000 |
| Total loans | 14,059,000 | 13,847,000 | 13,490,000 | 12,972,000 |
| Allowance for loan losses | 291,000 | 292,000 | 290,000 | 226,000 |
| Securities available for sale | 8,499,000 | 7,987,000 | 6,051,000 | 5,088,000 |
| Securities held to maturity | 8,010,000 | 9,005,000 | 9,505,000 | 10,510,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,654,000 | 33,118,000 | 29,404,000 | 30,663,000 |
| Interest-bearing deposits | 25,796,000 | 25,951,000 | 23,667,000 | 24,351,000 |
| Noninterest-bearing deposits | 5,858,000 | 7,167,000 | 5,737,000 | 6,312,000 |
| Equity capital | 4,949,000 | 5,003,000 | 4,990,000 | 7,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 512,000 | 1,037,000 | 1,556,000 | 3,602,000 |
| Interest expense | 187,000 | 353,000 | 518,000 | 673,000 |
| Net interest income | 325,000 | 684,000 | 1,038,000 | 2,929,000 |
| Noninterest income | 83,000 | 141,000 | 202,000 | 258,000 |
| Noninterest expense | 281,000 | 606,000 | 907,000 | 1,189,000 |
| Provision for loan losses | 1,000 | 4,000 | 6,000 | -2,714,000 |
| Pretax income | 126,000 | 215,000 | 327,000 | 4,712,000 |
| Income tax | 43,000 | 73,000 | 111,000 | 1,666,000 |
| Net income | 83,000 | 142,000 | 216,000 | 3,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,175,000 | 3,260,000 | 3,415,000 | 7,838,000 |
| Total capital | 3,392,000 | 3,479,000 | 3,623,000 | 8,064,000 |
| Risk-weighted assets | 17,336,000 | 17,425,000 | 16,540,000 | 21,100,000 |