Call reports 2006
FARMERS BANK — 2006
What FARMERS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 38,934,000 | 37,636,000 | 36,718,000 | 37,233,000 |
| Total loans | 14,121,000 | 13,748,000 | 13,839,000 | 13,436,000 |
| Allowance for loan losses | 296,000 | 291,000 | 292,000 | 293,000 |
| Securities available for sale | 12,117,000 | 11,075,000 | 10,915,000 | 10,469,000 |
| Securities held to maturity | 3,510,000 | 7,010,000 | 7,010,000 | 6,510,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,028,000 | 32,693,000 | 31,633,000 | 32,269,000 |
| Interest-bearing deposits | 27,538,000 | 26,898,000 | 26,194,000 | 25,332,000 |
| Noninterest-bearing deposits | 6,490,000 | 5,795,000 | 5,439,000 | 6,937,000 |
| Equity capital | 4,812,000 | 4,858,000 | 4,982,000 | 4,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 466,000 | 964,000 | 1,464,000 | 1,962,000 |
| Interest expense | 136,000 | 281,000 | 428,000 | 599,000 |
| Net interest income | 330,000 | 683,000 | 1,036,000 | 1,363,000 |
| Noninterest income | 59,000 | 119,000 | 176,000 | 223,000 |
| Noninterest expense | 336,000 | 681,000 | 1,033,000 | 1,361,000 |
| Provision for loan losses | 4,000 | 4,000 | 9,000 | 12,000 |
| Pretax income | 49,000 | 117,000 | 170,000 | 213,000 |
| Income tax | 0 | 0 | 0 | 72,000 |
| Net income | 49,000 | 117,000 | 170,000 | 141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,127,000 | 3,183,000 | 3,275,000 | 3,188,000 |
| Total capital | 3,360,000 | 3,400,000 | 3,488,000 | 3,399,000 |
| Risk-weighted assets | 18,550,000 | 17,784,000 | 17,001,000 | 16,789,000 |