Call reports 2002
FARMERS BANK — 2002
What FARMERS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 49,699,000 | 47,450,000 | 44,777,000 | 45,347,000 |
| Total loans | 32,625,000 | 32,642,000 | 31,217,000 | 26,731,000 |
| Allowance for loan losses | 403,000 | 412,000 | 423,000 | 425,000 |
| Securities available for sale | 5,013,000 | 5,749,000 | 5,591,000 | 6,082,000 |
| Securities held to maturity | 2,954,000 | 2,441,000 | 2,225,000 | 1,910,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,324,000 | 43,033,000 | 40,189,000 | 40,757,000 |
| Interest-bearing deposits | 39,348,000 | 37,425,000 | 35,335,000 | 35,001,000 |
| Noninterest-bearing deposits | 5,976,000 | 5,608,000 | 4,854,000 | 5,756,000 |
| Equity capital | 4,173,000 | 4,214,000 | 4,389,000 | 4,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 653,000 | 1,064,000 | 1,649,000 | 2,186,000 |
| Interest expense | 289,000 | 535,000 | 762,000 | 976,000 |
| Net interest income | 364,000 | 529,000 | 887,000 | 1,210,000 |
| Noninterest income | 67,000 | 132,000 | 195,000 | 241,000 |
| Noninterest expense | 305,000 | 620,000 | 962,000 | 1,393,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 123,000 | 35,000 | 111,000 | 46,000 |
| Income tax | 0 | -63,000 | -63,000 | -130,000 |
| Net income | 123,000 | 98,000 | 174,000 | 176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,147,000 | 4,122,000 | 4,198,000 | 4,200,000 |
| Total capital | 4,550,000 | 4,534,000 | 4,587,000 | 4,549,000 |
| Risk-weighted assets | 33,792,000 | 32,728,000 | 31,104,000 | 27,842,000 |