Call reports 2001
FARMERS BANK — 2001
What FARMERS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 47,563,000 | 49,918,000 | 49,317,000 | 49,193,000 |
| Total loans | 31,083,000 | 32,728,000 | 34,301,000 | 33,441,000 |
| Allowance for loan losses | 191,000 | 389,000 | 420,000 | 501,000 |
| Securities available for sale | 1,917,000 | 2,523,000 | 3,344,000 | 3,275,000 |
| Securities held to maturity | 3,702,000 | 3,304,000 | 3,265,000 | 3,098,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,646,000 | 45,118,000 | 44,581,000 | 44,859,000 |
| Interest-bearing deposits | 37,686,000 | 39,952,000 | 39,103,000 | 39,135,000 |
| Noninterest-bearing deposits | 4,960,000 | 5,166,000 | 5,478,000 | 5,724,000 |
| Equity capital | 4,476,000 | 4,433,000 | 4,408,000 | 4,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 879,000 | 1,736,000 | 2,387,000 | 3,141,000 |
| Interest expense | 455,000 | 930,000 | 1,374,000 | 1,767,000 |
| Net interest income | 424,000 | 806,000 | 1,013,000 | 1,374,000 |
| Noninterest income | 68,000 | 130,000 | 178,000 | 225,000 |
| Noninterest expense | 321,000 | 642,000 | 952,000 | 1,258,000 |
| Provision for loan losses | 3,000 | 200,000 | 233,000 | 668,000 |
| Pretax income | 168,000 | 94,000 | 6,000 | -327,000 |
| Income tax | 52,000 | 29,000 | 1,000 | 0 |
| Net income | 116,000 | 65,000 | 5,000 | -327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,467,000 | 4,416,000 | 4,356,000 | 4,024,000 |
| Total capital | 4,658,000 | 4,805,000 | 4,776,000 | 4,456,000 |
| Risk-weighted assets | 32,019,000 | 34,249,000 | 35,250,000 | 34,493,000 |