Call reports 2005
PLAZA PARK STATE BANK — 2005
What PLAZA PARK STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 118,234,000 | 124,176,000 | 126,406,000 | 128,208,000 |
| Total loans | 96,076,000 | 93,641,000 | 100,331,000 | 104,277,000 |
| Allowance for loan losses | 932,000 | 934,000 | 921,000 | 1,026,000 |
| Securities available for sale | 14,999,000 | 13,752,000 | 12,465,000 | 11,691,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,710,000 | 112,791,000 | 114,652,000 | 113,646,000 |
| Interest-bearing deposits | 90,248,000 | 84,617,000 | 98,243,000 | 96,697,000 |
| Noninterest-bearing deposits | 14,462,000 | 28,174,000 | 16,409,000 | 16,949,000 |
| Equity capital | 10,367,000 | 10,501,000 | 10,789,000 | 10,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,620,000 | 3,342,000 | 5,182,000 | 7,052,000 |
| Interest expense | 326,000 | 753,000 | 1,262,000 | 1,832,000 |
| Net interest income | 1,294,000 | 2,589,000 | 3,920,000 | 5,220,000 |
| Noninterest income | 93,000 | 181,000 | 278,000 | 379,000 |
| Noninterest expense | 721,000 | 1,480,000 | 2,419,000 | 3,629,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 666,000 | 1,290,000 | 1,779,000 | 1,820,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 666,000 | 1,290,000 | 1,779,000 | 1,820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,303,000 | 10,346,000 | 10,701,000 | 10,693,000 |
| Total capital | 11,235,000 | 11,280,000 | 11,622,000 | 11,719,000 |
| Risk-weighted assets | 94,091,000 | 100,169,000 | 99,506,000 | 101,893,000 |