Call reports 2004
PLAZA PARK STATE BANK — 2004
What PLAZA PARK STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 114,959,000 | 116,291,000 | 118,798,000 | 119,567,000 |
| Total loans | 82,503,000 | 88,532,000 | 92,397,000 | 93,778,000 |
| Allowance for loan losses | 802,000 | 818,000 | 822,000 | 924,000 |
| Securities available for sale | 19,482,000 | 20,623,000 | 18,869,000 | 15,780,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,633,000 | 105,106,000 | 107,094,000 | 107,779,000 |
| Interest-bearing deposits | 90,255,000 | 93,022,000 | 92,104,000 | 92,073,000 |
| Noninterest-bearing deposits | 13,378,000 | 12,084,000 | 14,990,000 | 15,706,000 |
| Equity capital | 10,645,000 | 10,457,000 | 10,961,000 | 11,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,487,000 | 3,045,000 | 4,647,000 | 6,314,000 |
| Interest expense | 305,000 | 586,000 | 883,000 | 1,181,000 |
| Net interest income | 1,182,000 | 2,459,000 | 3,764,000 | 5,133,000 |
| Noninterest income | 96,000 | 179,000 | 262,000 | 354,000 |
| Noninterest expense | 710,000 | 1,383,000 | 2,172,000 | 3,145,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 568,000 | 1,255,000 | 1,854,000 | 2,171,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 568,000 | 1,255,000 | 1,854,000 | 2,171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,134,000 | 10,284,000 | 10,659,000 | 10,837,000 |
| Total capital | 10,936,000 | 11,102,000 | 11,481,000 | 11,761,000 |
| Risk-weighted assets | 82,582,000 | 87,969,000 | 89,758,000 | 91,035,000 |