Call reports 2021
CENTURY BANK & TRUST — 2021
What CENTURY BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 339,990,000 | 338,543,000 | 344,155,000 | 372,684,000 |
| Total loans | 158,521,000 | 165,156,000 | 170,315,000 | 163,231,000 |
| Allowance for loan losses | 1,638,000 | 1,669,000 | 1,698,000 | 1,728,000 |
| Securities available for sale | 97,954,000 | 101,590,000 | 102,026,000 | 111,765,000 |
| Securities held to maturity | 1,557,000 | 1,553,000 | 1,549,000 | 1,544,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,204,000 | 304,176,000 | 307,648,000 | 336,296,000 |
| Interest-bearing deposits | 210,899,000 | 215,580,000 | 216,709,000 | 231,854,000 |
| Noninterest-bearing deposits | 96,305,000 | 88,596,000 | 90,939,000 | 104,442,000 |
| Equity capital | 31,426,000 | 32,867,000 | 34,879,000 | 34,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,550,000 | 5,157,000 | 8,084,000 | 10,777,000 |
| Interest expense | 320,000 | 651,000 | 934,000 | 1,176,000 |
| Net interest income | 2,230,000 | 4,506,000 | 7,150,000 | 9,601,000 |
| Noninterest income | 567,000 | 1,148,000 | 2,485,000 | 3,115,000 |
| Noninterest expense | 1,832,000 | 3,728,000 | 5,576,000 | 7,533,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 935,000 | 1,874,000 | 3,977,000 | 5,071,000 |
| Income tax | 182,000 | 370,000 | 804,000 | 1,029,000 |
| Net income | 753,000 | 1,504,000 | 3,173,000 | 4,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,546,000 | 33,297,000 | 34,966,000 | 35,835,000 |