Call reports 2020
CENTURY BANK & TRUST — 2020
What CENTURY BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 273,883,000 | 297,947,000 | 304,024,000 | 312,949,000 |
| Total loans | 161,713,000 | 166,806,000 | 162,893,000 | 154,467,000 |
| Allowance for loan losses | 1,828,000 | 1,828,000 | 1,555,000 | 1,602,000 |
| Securities available for sale | 62,316,000 | 67,984,000 | 77,320,000 | 84,541,000 |
| Securities held to maturity | 1,575,000 | 1,570,000 | 1,566,000 | 1,562,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,770,000 | 263,671,000 | 268,477,000 | 276,877,000 |
| Interest-bearing deposits | 178,894,000 | 187,870,000 | 188,733,000 | 191,930,000 |
| Noninterest-bearing deposits | 62,876,000 | 75,801,000 | 79,744,000 | 84,947,000 |
| Equity capital | 30,421,000 | 32,490,000 | 33,514,000 | 34,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,805,000 | 5,578,000 | 8,173,000 | 10,804,000 |
| Interest expense | 408,000 | 765,000 | 1,112,000 | 1,444,000 |
| Net interest income | 2,397,000 | 4,813,000 | 7,061,000 | 9,360,000 |
| Noninterest income | 578,000 | 1,097,000 | 1,720,000 | 2,280,000 |
| Noninterest expense | 1,795,000 | 3,695,000 | 5,512,000 | 7,344,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,186,000 | 2,221,000 | 3,282,000 | 4,309,000 |
| Income tax | 252,000 | 461,000 | 652,000 | 787,000 |
| Net income | 934,000 | 1,760,000 | 2,630,000 | 3,522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,967,000 | 31,792,000 | 32,662,000 | 33,554,000 |