Call reports 2016
CENTURY BANK & TRUST — 2016
What CENTURY BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 243,812,000 | 239,701,000 | 240,213,000 | 239,291,000 |
| Total loans | 139,963,000 | 143,943,000 | 145,568,000 | 148,668,000 |
| Allowance for loan losses | 2,216,000 | 2,074,000 | 2,120,000 | 2,039,000 |
| Securities available for sale | 65,777,000 | 69,373,000 | 70,255,000 | 72,534,000 |
| Securities held to maturity | 2,160,000 | 3,639,000 | 3,633,000 | 3,626,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,111,000 | 211,254,000 | 211,052,000 | 208,858,000 |
| Interest-bearing deposits | 174,346,000 | 169,491,000 | 168,526,000 | 169,385,000 |
| Noninterest-bearing deposits | 41,765,000 | 41,763,000 | 42,526,000 | 39,473,000 |
| Equity capital | 24,121,000 | 24,977,000 | 25,522,000 | 24,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,378,000 | 4,753,000 | 7,129,000 | 9,549,000 |
| Interest expense | 237,000 | 479,000 | 718,000 | 962,000 |
| Net interest income | 2,141,000 | 4,274,000 | 6,411,000 | 8,587,000 |
| Noninterest income | 551,000 | 1,045,000 | 1,559,000 | 2,030,000 |
| Noninterest expense | 1,892,000 | 3,709,000 | 5,492,000 | 7,270,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 800,000 | 1,610,000 | 2,481,000 | 3,350,000 |
| Income tax | 238,000 | 483,000 | 741,000 | 1,005,000 |
| Net income | 562,000 | 1,127,000 | 1,740,000 | 2,345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,630,000 | 25,199,000 | 25,813,000 | 26,418,000 |
| Total capital | 26,616,000 | 27,240,000 | 27,904,000 | 28,457,000 |
| Risk-weighted assets | 158,661,000 | 163,210,000 | 167,254,000 | 170,760,000 |