Call reports 2015
CENTURY BANK & TRUST — 2015
What CENTURY BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 234,863,000 | 224,465,000 | 227,658,000 | 229,461,000 |
| Total loans | 143,772,000 | 146,301,000 | 147,766,000 | 145,585,000 |
| Allowance for loan losses | 1,740,000 | 1,895,000 | 2,151,000 | 2,214,000 |
| Securities available for sale | 48,141,000 | 48,732,000 | 57,001,000 | 57,099,000 |
| Securities held to maturity | 0 | 2,179,000 | 2,173,000 | 2,166,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,620,000 | 198,114,000 | 200,355,000 | 201,411,000 |
| Interest-bearing deposits | 172,037,000 | 161,286,000 | 163,317,000 | 162,863,000 |
| Noninterest-bearing deposits | 36,583,000 | 36,828,000 | 37,038,000 | 38,548,000 |
| Equity capital | 22,901,000 | 23,010,000 | 23,684,000 | 24,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,310,000 | 4,639,000 | 7,052,000 | 9,454,000 |
| Interest expense | 244,000 | 490,000 | 735,000 | 976,000 |
| Net interest income | 2,066,000 | 4,149,000 | 6,317,000 | 8,478,000 |
| Noninterest income | 507,000 | 910,000 | 1,443,000 | 1,968,000 |
| Noninterest expense | 1,866,000 | 3,639,000 | 5,546,000 | 7,304,000 |
| Provision for loan losses | 30,000 | 192,000 | 222,000 | 252,000 |
| Pretax income | 677,000 | 1,228,000 | 1,992,000 | 2,890,000 |
| Income tax | 202,000 | 374,000 | 593,000 | 873,000 |
| Net income | 475,000 | 854,000 | 1,399,000 | 2,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,522,000 | 23,901,000 | 24,446,000 | 25,071,000 |
| Total capital | 25,262,000 | 25,796,000 | 26,420,000 | 27,040,000 |
| Risk-weighted assets | 150,775,000 | 156,684,000 | 157,744,000 | 157,297,000 |