Call reports 2014
CENTURY BANK & TRUST — 2014
What CENTURY BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 228,547,000 | 219,581,000 | 227,347,000 | 219,481,000 |
| Total loans | 141,605,000 | 145,224,000 | 150,030,000 | 143,536,000 |
| Allowance for loan losses | 2,131,000 | 2,071,000 | 2,083,000 | 1,737,000 |
| Securities available for sale | 54,485,000 | 53,438,000 | 51,004,000 | 46,091,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,373,000 | 194,507,000 | 201,328,000 | 192,487,000 |
| Interest-bearing deposits | 171,890,000 | 162,840,000 | 169,382,000 | 160,269,000 |
| Noninterest-bearing deposits | 32,483,000 | 31,667,000 | 31,946,000 | 32,218,000 |
| Equity capital | 21,610,000 | 22,532,000 | 23,272,000 | 23,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,408,000 | 4,846,000 | 7,281,000 | 9,699,000 |
| Interest expense | 256,000 | 508,000 | 757,000 | 1,006,000 |
| Net interest income | 2,152,000 | 4,338,000 | 6,524,000 | 8,693,000 |
| Noninterest income | 466,000 | 977,000 | 1,474,000 | 1,986,000 |
| Noninterest expense | 1,846,000 | 3,618,000 | 5,381,000 | 7,129,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 745,000 | 1,720,000 | 2,641,000 | 3,578,000 |
| Income tax | 219,000 | 515,000 | 808,000 | 1,087,000 |
| Net income | 526,000 | 1,205,000 | 1,833,000 | 2,491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,327,000 | 23,007,000 | 23,635,000 | 24,291,000 |
| Total capital | 24,133,000 | 24,835,000 | 25,498,000 | 26,028,000 |
| Risk-weighted assets | 144,183,000 | 146,006,000 | 148,835,000 | 146,452,000 |