Call reports 2013
CENTURY BANK & TRUST — 2013
What CENTURY BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 229,903,000 | 222,361,000 | 220,742,000 | 216,102,000 |
| Total loans | 137,016,000 | 139,343,000 | 143,517,000 | 140,259,000 |
| Allowance for loan losses | 2,416,000 | 2,406,000 | 2,134,000 | 2,103,000 |
| Securities available for sale | 60,122,000 | 61,697,000 | 56,676,000 | 55,606,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,480,000 | 198,071,000 | 196,436,000 | 191,279,000 |
| Interest-bearing deposits | 174,503,000 | 166,533,000 | 166,285,000 | 162,205,000 |
| Noninterest-bearing deposits | 30,977,000 | 31,538,000 | 30,151,000 | 29,074,000 |
| Equity capital | 20,854,000 | 20,702,000 | 20,532,000 | 22,213,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,421,000 | 4,935,000 | 7,421,000 | 9,902,000 |
| Interest expense | 292,000 | 575,000 | 845,000 | 1,109,000 |
| Net interest income | 2,129,000 | 4,360,000 | 6,576,000 | 8,793,000 |
| Noninterest income | 492,000 | 891,000 | 1,301,000 | 1,770,000 |
| Noninterest expense | 1,785,000 | 3,563,000 | 5,358,000 | 7,130,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 786,000 | 1,638,000 | 2,469,000 | 3,621,000 |
| Income tax | 231,000 | 494,000 | 725,000 | 1,080,000 |
| Net income | 555,000 | 1,144,000 | 1,744,000 | 2,541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,087,000 | 21,675,000 | 22,275,000 | 23,072,000 |
| Total capital | 22,860,000 | 23,478,000 | 24,085,000 | 24,861,000 |
| Risk-weighted assets | 141,183,000 | 143,605,000 | 144,438,000 | 142,820,000 |