Call reports 2012
CENTURY BANK & TRUST — 2012
What CENTURY BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 229,250,000 | 220,863,000 | 223,865,000 | 218,298,000 |
| Total loans | 124,732,000 | 126,442,000 | 129,051,000 | 129,060,000 |
| Allowance for loan losses | 1,794,000 | 2,085,000 | 2,231,000 | 2,139,000 |
| Securities available for sale | 67,474,000 | 74,364,000 | 67,205,000 | 61,948,000 |
| Securities held to maturity | 5,000 | 5,000 | 4,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,208,000 | 197,424,000 | 199,527,000 | 193,551,000 |
| Interest-bearing deposits | 178,341,000 | 170,052,000 | 170,927,000 | 160,183,000 |
| Noninterest-bearing deposits | 27,867,000 | 27,372,000 | 28,600,000 | 33,368,000 |
| Equity capital | 19,567,000 | 20,170,000 | 20,813,000 | 21,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,504,000 | 5,017,000 | 7,497,000 | 9,977,000 |
| Interest expense | 409,000 | 798,000 | 1,163,000 | 1,488,000 |
| Net interest income | 2,095,000 | 4,219,000 | 6,334,000 | 8,489,000 |
| Noninterest income | 382,000 | 650,000 | 1,128,000 | 1,577,000 |
| Noninterest expense | 1,769,000 | 3,462,000 | 5,183,000 | 6,926,000 |
| Provision for loan losses | 500,000 | 800,000 | 950,000 | 950,000 |
| Pretax income | 208,000 | 607,000 | 1,329,000 | 2,343,000 |
| Income tax | 52,000 | 176,000 | 353,000 | 635,000 |
| Net income | 156,000 | 431,000 | 976,000 | 1,708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,811,000 | 20,091,000 | 20,643,000 | 21,380,000 |
| Total capital | 21,493,000 | 21,801,000 | 22,346,000 | 23,093,000 |
| Risk-weighted assets | 134,472,000 | 136,417,000 | 135,711,000 | 136,611,000 |