Call reports 2011
CENTURY BANK & TRUST — 2011
What CENTURY BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 221,131,000 | 229,893,000 | 219,428,000 | 213,184,000 |
| Total loans | 123,422,000 | 126,725,000 | 128,394,000 | 126,869,000 |
| Allowance for loan losses | 1,726,000 | 1,950,000 | 2,228,000 | 1,950,000 |
| Securities available for sale | 63,425,000 | 63,722,000 | 62,907,000 | 66,195,000 |
| Securities held to maturity | 26,000 | 26,000 | 25,000 | 25,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,625,000 | 207,159,000 | 196,211,000 | 189,473,000 |
| Interest-bearing deposits | 172,846,000 | 177,420,000 | 169,359,000 | 163,569,000 |
| Noninterest-bearing deposits | 25,779,000 | 29,739,000 | 26,852,000 | 25,904,000 |
| Equity capital | 19,220,000 | 19,697,000 | 20,081,000 | 20,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,449,000 | 4,951,000 | 7,532,000 | 10,084,000 |
| Interest expense | 576,000 | 1,124,000 | 1,618,000 | 2,066,000 |
| Net interest income | 1,873,000 | 3,827,000 | 5,914,000 | 8,018,000 |
| Noninterest income | 462,000 | 728,000 | 1,106,000 | 1,256,000 |
| Noninterest expense | 1,663,000 | 3,335,000 | 4,994,000 | 6,517,000 |
| Provision for loan losses | 225,000 | 605,000 | 1,305,000 | 1,961,000 |
| Pretax income | 447,000 | 615,000 | 721,000 | 796,000 |
| Income tax | 129,000 | 186,000 | 158,000 | 46,000 |
| Net income | 318,000 | 429,000 | 563,000 | 750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,690,000 | 19,809,000 | 19,949,000 | 20,143,000 |
| Total capital | 21,354,000 | 21,507,000 | 21,658,000 | 21,851,000 |
| Risk-weighted assets | 133,073,000 | 135,597,000 | 136,204,000 | 136,374,000 |