Call reports 2009
CENTURY BANK & TRUST — 2009
What CENTURY BANK & TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 175,689,000 | 188,082,000 | 200,800,000 | 197,096,000 |
| Total loans | 108,943,000 | 108,276,000 | 112,174,000 | 112,181,000 |
| Allowance for loan losses | 1,366,000 | 1,345,000 | 1,466,000 | 1,546,000 |
| Securities available for sale | 38,895,000 | 46,195,000 | 51,140,000 | 61,150,000 |
| Securities held to maturity | 27,000 | 27,000 | 27,000 | 27,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,743,000 | 167,501,000 | 179,337,000 | 175,832,000 |
| Interest-bearing deposits | 131,025,000 | 146,084,000 | 156,669,000 | 150,932,000 |
| Noninterest-bearing deposits | 23,718,000 | 21,417,000 | 22,668,000 | 24,900,000 |
| Equity capital | 17,759,000 | 17,521,000 | 18,311,000 | 18,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,268,000 | 4,598,000 | 6,930,000 | 9,310,000 |
| Interest expense | 725,000 | 1,435,000 | 2,176,000 | 3,004,000 |
| Net interest income | 1,543,000 | 3,163,000 | 4,754,000 | 6,306,000 |
| Noninterest income | 538,000 | 1,035,000 | 1,498,000 | 2,016,000 |
| Noninterest expense | 1,771,000 | 3,781,000 | 5,328,000 | 6,733,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 160,000 | -19,000 | 338,000 | 853,000 |
| Income tax | 23,000 | -19,000 | 70,000 | 221,000 |
| Net income | 137,000 | 0 | 268,000 | 632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,351,000 | 18,215,000 | 18,558,000 | 18,907,000 |
| Total capital | 19,717,000 | 19,560,000 | 20,025,000 | 20,408,000 |
| Risk-weighted assets | 110,266,000 | 111,948,000 | 118,068,000 | 120,028,000 |