Call reports 2007
CENTURY BANK & TRUST — 2007
What CENTURY BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 145,067,000 | 145,389,000 | 141,638,000 | 141,760,000 |
| Total loans | 75,358,000 | 76,176,000 | 73,459,000 | 70,433,000 |
| Allowance for loan losses | 1,261,000 | 1,299,000 | 1,250,000 | 1,234,000 |
| Securities available for sale | 37,993,000 | 41,486,000 | 49,707,000 | 49,740,000 |
| Securities held to maturity | 30,000 | 30,000 | 29,000 | 29,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,926,000 | 125,799,000 | 121,918,000 | 121,358,000 |
| Interest-bearing deposits | 104,180,000 | 104,694,000 | 101,834,000 | 103,692,000 |
| Noninterest-bearing deposits | 20,746,000 | 21,105,000 | 20,084,000 | 17,666,000 |
| Equity capital | 17,957,000 | 18,210,000 | 18,383,000 | 19,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,266,000 | 4,643,000 | 7,021,000 | 9,333,000 |
| Interest expense | 758,000 | 1,580,000 | 2,437,000 | 3,274,000 |
| Net interest income | 1,508,000 | 3,063,000 | 4,584,000 | 6,059,000 |
| Noninterest income | 537,000 | 1,080,000 | 1,625,000 | 2,163,000 |
| Noninterest expense | 1,063,000 | 2,149,000 | 3,255,000 | 4,458,000 |
| Provision for loan losses | 22,000 | 43,000 | 43,000 | 43,000 |
| Pretax income | 960,000 | 1,951,000 | 2,911,000 | 3,724,000 |
| Income tax | 335,000 | 679,000 | 1,005,000 | 1,273,000 |
| Net income | 625,000 | 1,272,000 | 1,906,000 | 2,451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,126,000 | 18,772,000 | 18,407,000 | 18,952,000 |
| Total capital | 19,114,000 | 19,778,000 | 19,381,000 | 19,886,000 |
| Risk-weighted assets | 78,784,000 | 80,192,000 | 77,682,000 | 74,436,000 |